Prefinpay - Get Instant Loan

Features Prefinpay - Get Instant Loan

Prefinpay is a revolutionary mobile application designed to provide users with an instant credit limit for their daily financial needs.
Whether youre looking to make a purchase, cover unexpected expenses, or bridge a temporary financial gap, Prefinpay is your go-to solution.With Prefinpay, the traditional process of applying for credit and waiting for approval is a thing of the past.
The app leverages cutting-edge technology and advanced algorithms to assess your creditworthiness quickly and provide an instant credit limit tailored to your needs.Key Features:1.
Instant Credit Assessment: Prefinpay uses innovative algorithms and data analytics to assess your creditworthiness in real-time.
By analyzing various factors such as income, spending habits, repayment history, and other relevant data, the app provides an accurate evaluation of your creditworthiness within seconds.2.
Personalized Credit Limit: Once your creditworthiness is determined, Prefinpay instantly generates a personalized credit limit that suits your financial requirements.
This limit can be used for a wide range of daily expenses, including shopping, bill payments, travel, and more.3.
Quick and Easy Application: Applying for credit with Prefinpay is a breeze.
Simply download the app, create an account, and provide the necessary information.
The application process is intuitive and user-friendly, ensuring a seamless experience for all users.4.
Flexible Repayment Options: Prefinpay understands that everyones financial situation is unique.
Therefore, the app offers flexible repayment options, allowing you to choose a repayment plan that works best for you.
Whether you prefer monthly or after 90 day installments, Prefinpay has got you covered.5.
Real-time Account Management: The app provides a comprehensive account management system that gives you complete control over your credit limit and transactions.
Track your spending, view your repayment schedule, and manage your account preferences all in one place.6.
Security and Privacy: Prefinpay prioritizes the security and privacy of its users.
The app employs state-of-the-art encryption and security measures to safeguard your personal and financial information, ensuring a safe and secure experience.7.
Eligibility : Applicant age must be in 18 to 60 & document which required :-• Pan card• Aadhar card• Bank statement ( 12 Month to till applying date)• Employment proof ( Salary Slip, Gst , Udyam certificate)Personal Loan Interest Rate, Tenures, and Fees
➡️ Annual Percentage Rate (APR) – 30.42% to 44.52%
➡️ Repayment Tenure: 3 to 18 months
➡️ Processing fee: 5.5% - 6.5%*Sample Loan CalculationLoan amount: ₹30,000 at fixed interest rate of 30.42% p.a.(equivalent reducing interest rate of 44.52%)Loan duration: 3 MonthsTotal personal loan interest = ₹2,250Processing fees (PF) + GST = ₹750 + ₹300 + ₹300 + ₹150 + ₹150 + ₹297 = ₹1947Total deductibles (PF + GST): ₹1947In-hand amount (Loan amount - Total deductibles) = ₹30,000 - ₹1947 = ₹28,053Total repayable amount (Loan amount + interest): ₹32,250Monthly EMI repayable (Loan amount + interest / No of EMI’s): ₹10,750(Note: PF and GST are deducted upfront during the loan disbursal.)Partner NBFCs/Banks
➡️ Bhanix Finance and Investment Ltd
💫 Prefinpay empowers users with the flexibility and convenience of an instant credit limit, eliminating the need for traditional credit cards or loans.
It is an ideal solution for those who require immediate access to funds for their everyday financial needs.Queries:
📧 Mail: [email protected]
🤙 Call: (+91) 8527616141
🏢 Address: No.
42 street no 16 swaroop nagar delhi 110042Made by love with Prefinpay technology private limited